Ruby Diamonds

You've been preparing for months. You know exactly what you're going to say and where you're going to say it - you're ready to ask her to marry you! You're all set, except for one thing - you don't have the engagement ring yet! You're also working on a small budget, so a cheap engagement ring is what you're looking for. However, is this even possible?

First off, I never like to use the word "cheap" when describing a diamond ring. So instead of saying "cheap engagement ring", I'm going to say "affordable engagement ring". Just sounds nicer doesn't it?:)

Budget is the first consideration when you're working with a tight budget. Figure out how much you can afford to spend on an engagement ring. Be realistic here; it is going to be a significant expense.

An engagement ring is going to set you back a few bucks. You will probably have to save up for a bit or tap into existing savings. It's a big purchase - and an extremely important one.

Generally, people budget about two month's salary for an engagement ring. This may not be possible in your case - don't worry if you're in that boat. Like all of us, you have a lot of bills to pay. Not everyone can afford to pay two month's salary for an engagement ring.

If your budget is too limited for this, don't stress too much about it. You can find great diamond engagement rings which are affordable. The key is to try to get the most diamond for your dollar.

Typically, you should be prepared to spend at least $1,000 on an engagement ring. This is something she'll wear forever and is a symbol of your commitment to her. You might have to make some sacrifices to buy this ring. As far as diamond engagement rings go, $1,000 is a low price tag. However, you can make even one thousand dollars go a longer way than you may think if you know what to look for.

Go to my site and grab the Diamond Buying Guide - it will show you a ton of tricks on saving money on engagement rings. It's amazing how many people waste money on this purchase. I'll make sure get every last bit of your money's worth.

The first thing you should do is to look for a simple setting. Go with 14 carat yellow or white gold here. If you're on a budget, you don't need to spend the extra money on platinum or 18 carat gold. The bulk of your budget should go towards the diamond, not the setting.

For the diamond, the key is getting the biggest size rock for your pricerange. Diamonds are graded in a number of different categories - the diamond guide I put together shows you exactly what combination to go for when you're on a budget. Without this information you will either waste a bunch of cash or get a low quality diamond.

I hope you find that dream ring of hers and that it doesn't break the bank! Remember, you aren't looking for a cheap engagement ring - you are looking for an affordable engagement ring;) Happy hunting!

Click Here to discover how you can uncover an unbelievable diamond ring for your fiance and save thousands of dollars at the same time! It's possible to find cheap engagement rings once you know what to look for!