Ruby Diamonds

Some of us buy gold fashion jewellery because - it feels great, our mom said so, it compliments the color of our skin, its a great possible investment, yaddy, yaddy yah. The reasons are as plentiful as the wonderfully honest dealers who would sell you the jewelry.

Perhaps I shouldn't skip too quickly over the "great investment theme" because its somewhat important to know that "10 Carat gold" all the way up to "18 Carat gold" is not generally considered to be great investment material. It is simply not investment grade, hard assets even if your home insurance covers it in case of theft.

If investment is your reason and you don't want to buy gold bars or certificates, and of course you want to flaunt your investment on your skin during special occasions then go for jewellery that is at least 22-24 Carat Gold. The trick, especially in North America and England, is - where does one buy 24K Gold?

Some jewellers who don't sell stronger than 18 Carat gold are likely to inform you that there is no such thing in jewelry since its too soft for most applications. They do have a point there however from experience I can tell you that 22 Carat Gold necklaces of 110 grams have been known to support the pull of a 50 pound child.

I first started buying gold in Al Khobar, Saudi Arabia. It was, at one time very cheap there. Then I frequented the gold souks of Dubai and the other middle east commercial centers. Genuine 24K stuff can be had there - not the 10K worthless stuff sold in england or the 14K **not-to-die-for* stuff sold as gold jewelry in Canada and the United States.

If truth be told, I thought it was 24, but the jewelry was often only 97-98% pure, but hey, still better than the 14k fluff sold in North America.

Then I found them. These were the massive jewellery shops on both the Hong Kong and Kowloon side. They sell amazing pearl, emerald and wonderfully carved gold pieces. We are told and shown paper that indicates that, the HK government certifies what they are selling, but a few of these tourists traps have all kinds of interesting motivational **deals** especially in Kowloon. Anyway, they have certificates claiming their 24 Carat Gold is 99.999% pure, but when I took their stuff to London, I was told that the purity was extremely good but a little more than 22 Carats.

When I took their gold to a reputable goldsmith to melt down, he again informed me that the material was only 22 to 23 Carats Gold purity. I keep thinking about how embarrassing it would be show one's own little gold volume/weight measurement tool in one of those massive elite stores and proudly if not loudly proclaim that the pure piece they were trying to sell wasn't truly pure at all - I am also imagining that one would be set on not unkindly by the police for creating such a fine performance.

And I know someone else will post and tell me that they are from HK and the government certifies these big shops blah blah but I have purchased big items 4 times in 6 years and each time while trying to sell elsewhere in North America and the UK have been told similar bad news ( Even when I presented the govt stamped HK certificate|It made no difference to the buyers even when presented with the certificate of authenticity which comes with each piece purchased from HK ) Can authenticity certificates be faked? Certainly. Might certain shops fake them? I can't say.

Lesson learned, when buying precious metals in the form of jewelry internationally don't ever fully 100% trust your seller or your buyer because the value of the metal is so high, understand that if either of the two groups can sucker you for even 2-3% of the value, they will, they can and they won't stop - irrespective of govt certifications blah blah blah.

Lesson learned, when buying gold internationally don't ever fully 100% trust your seller or your buyer because the value of the metal is so high, understand that if either of the two groups can sucker you for even 2-3% of the value, they will, they can and they won't stop - irrespective of authenticity proofs blah blah blah.

If your goal is truly for investment and you have no overriding need to put on the bling then buy a certified gold bar from a western based dealer who is very much liable in western courts and has both insurance and liability coverage.

If what your concern is to buy 14 Carat or below, ignore everything said above since, 14 Carat is not investment quality anyway.

If you are in HK and hesitating to buy. Don't hesitate, just understand that very rarely ever will a street vendor sell you absolutely 24 Carats, even if she believes it is so. Dicker the price with the knowledge that what you are getting is substantially more than 22 Carats but really not 24 Carats. Compare this to the North American or even Australian experience where you are most likely being sold only 14 Carats.

Wear it, enjoy it, don't lose it and have fun.

Even though thinking about the future additions to wedding rings is not the most important consideration when most couples are first shopping, it is something to keep in mind. By selecting a style of wedding rings that allow for additional rings and bands, more options are available to the couple in the future.

Most anniversary or eternity rings are given as gifts by the husband to the wife and are worn as a third ring with the engagement and wedding rings. Since there are so many different styles, most wedding ring sets will match one or more anniversary rings as well.

Anniversary rings and eternity rings are meant to be a symbol of the ongoing love between the couple. They are often rather understated when compared to elaborate engagement rings. They are, however, often more ornate than wedding bands, especially if the bands are very simple in their design.

One of the more popular options in settings for eternity or anniversary rings is the channel setting. This can be either fully done in smaller diamonds or diamonds can be alternated with other precious or semi-precious stones. The channel holds the gems in place without obvious mountings, providing brilliant color through the ring and the diamonds.

Pave style rings with their encrusting of diamonds over part or the entire band are also very common in anniversary or eternity rings. These rings are popular since they match very well with both more ornate engagement rings and wedding bands as well as the more classic and elegant simpler styles.

Bezel sets are beautiful and timeless, plus they also provide very modern looking and classic styles. In these styles individual diamonds are set flush with the band, either individually spaced or within a specific pattern.

Princess cut diamonds and emerald cut diamonds are popular in anniversary bands and rings. Since these cuts tend to sparkle and reflect light, they are ideal for the more streamlined bands. Choosing a cut is the same as the diamonds in the wedding rings is not always essential, but they should match and look like a set.

Finding a perfect match for the eternity or anniversary ring and the wedding rings is not as important as finding rings that compliment each other. Often if couples take the time to talk to the jeweler when looking at wedding rings they can discover what options are available to add on to the wedding set later.

Purchasing engagement rings has long been considered a test of just how much someone can afford. While it is always important to get the best possible ring, staying within a budget is important as well. Engagement rings that are beautiful, dazzling and brilliant don't have to cost a fortune if you maximize your understanding of diamonds.

The most expensive component of engagement rings is going to be the diamonds in the setting. Changing settings even a bit will allow you to perhaps select a bigger central diamond. This won't take away from the overall beauty of the ring as it will focus all the attention on the central diamond itself. These solitaire rings are beautiful, timeless and classic.

Rather than a really large solitaire diamond a group or design of smaller diamonds or even diamond chips can add beauty to engagement rings at a much lower price. This doesn't mean you have to cut total carat weight for the same money as smaller diamonds are more common and less expensive. Pave rings are very popular as both engagement or wedding band options.

Colored gemstones and precious gems such as green emeralds, blue sapphires and red rubies can really set off a smaller diamond. Engagement rings with other stones are very popular and can really maximize your purchasing potential.

The shape or cut of the diamond can also add visual dimensions that make a ring look larger. Engagement rings featuring the elongated shapes such as oval, pear, marquis or emerald cut are going to draw the eye down the length of the diamond, adding size and dimension.

It is important, whatever type of diamond you are buying, that you purchase the best color, clarity and cut possible, rather than just focusing in on the size of the diamond itself. The dazzle and sparkle of engagement rings is based on those factors, not the size of the diamond. Even a large diamond that is cloudy or flawed is not going to be as nice as a high quality smaller diamond, especially with diamonds in solitaire style round or Ascher cut engagement rings.

Often selecting a smaller diamond that is of a better cut and clarity provides more options for getting the best possible engagement rings within a set price range. Jewelers should be willing to take the time to explain the different aspects of selecting a diamond to ensure you get just the one you want.

Mixing and matching settings with loose diamonds is a wonderful option when looking at engagement rings. With this type of purchase you select the diamond separate from the setting, allowing maximum flexibility in designing many kinds of engagement rings