Ruby Diamonds

You've been preparing for months. You know exactly what you're going to say and where you're going to say it - you're ready to ask her to marry you! You're all set, except for one thing - you don't have the engagement ring yet! You're also working on a small budget, so a cheap engagement ring is what you're looking for. However, is this even possible?

First off, I never like to use the word "cheap" when describing a diamond ring. So instead of saying "cheap engagement ring", I'm going to say "affordable engagement ring". Just sounds nicer doesn't it?:)

Budget is the first consideration when you're working with a tight budget. Figure out how much you can afford to spend on an engagement ring. Be realistic here; it is going to be a significant expense.

An engagement ring is going to set you back a few bucks. You will probably have to save up for a bit or tap into existing savings. It's a big purchase - and an extremely important one.

Generally, people budget about two month's salary for an engagement ring. This may not be possible in your case - don't worry if you're in that boat. Like all of us, you have a lot of bills to pay. Not everyone can afford to pay two month's salary for an engagement ring.

If your budget is too limited for this, don't stress too much about it. You can find great diamond engagement rings which are affordable. The key is to try to get the most diamond for your dollar.

Typically, you should be prepared to spend at least $1,000 on an engagement ring. This is something she'll wear forever and is a symbol of your commitment to her. You might have to make some sacrifices to buy this ring. As far as diamond engagement rings go, $1,000 is a low price tag. However, you can make even one thousand dollars go a longer way than you may think if you know what to look for.

Go to my site and grab the Diamond Buying Guide - it will show you a ton of tricks on saving money on engagement rings. It's amazing how many people waste money on this purchase. I'll make sure get every last bit of your money's worth.

The first thing you should do is to look for a simple setting. Go with 14 carat yellow or white gold here. If you're on a budget, you don't need to spend the extra money on platinum or 18 carat gold. The bulk of your budget should go towards the diamond, not the setting.

For the diamond, the key is getting the biggest size rock for your pricerange. Diamonds are graded in a number of different categories - the diamond guide I put together shows you exactly what combination to go for when you're on a budget. Without this information you will either waste a bunch of cash or get a low quality diamond.

I hope you find that dream ring of hers and that it doesn't break the bank! Remember, you aren't looking for a cheap engagement ring - you are looking for an affordable engagement ring;) Happy hunting!

Click Here to discover how you can uncover an unbelievable diamond ring for your fiance and save thousands of dollars at the same time! It's possible to find cheap engagement rings once you know what to look for!

If you're intimidated by the process of engagement ring shopping, you're not alone. Most of us are worried about this large, important purchase. However, there are some ways you can save a lot of money and make the whole process much simpler.

One obvious thing that most of us know is that the bigger the diamond, the better. This fact is responsible for a lot of people's fear and anxiety when buying a ring. They're afraid of having to spend a lot to please their fiance. After all, larger diamonds mean a higher price.

Fortunately, there's some good news. You can find a larger diamond for a much smaller cost than you'd think. Just shop smart and learn about how diamonds are priced.

Here's an example that'll tell you more.

Diamonds are graded using four major characteristics - cut, carat, clarity and color. We'll check out color to see how you can get a larger diamond for less.

Diamond color is graded on a scale from D to Z, with D being the best quality. Determining a diamond's color is done under high magnification in a lab.

However, while there may be a big difference between a D diamond and an H diamond to the microscope, there's not a big difference in those four grades as far as you're concerned.

Unless you look at the diamonds beside one another, on a white background, and under close magnification, you'll never notice the difference. The naked eye just can't see that level of detail. You might spot a difference between D and I if you know what you're doing, but even grades I and J are hard to see a difference in.

The point here is that no one should ever pay more for a higher grade diamond if they can't see the difference between it and one that's supposedly lower in quality. Leave the finest diamonds for the very rich - after all, the difference can only be seen with a microscope!

After all, there's a big difference in price, even if there's not one in appearance. You could pay thousands of dollars less. Most jewelery stores try to encourage customers to buy higher grades, since they're technically better quality, and most people listen - paying a lot more than they should.

This is only one example of a way to save when you buy an engagement ring. Pick a diamond with a lower grade in color, and you'll be able to buy one that's a lot bigger for the same money.

Click Here to learn exactly how to find an engagement ring at thousands off the regular cost. This diamond buying guide reveals the secrets to finding a gorgeous diamond ring at a rock bottom price!

You're all set to pop the question - you know exactly how you're going to do it. You know exactly what to say and you're eager to get that ring on her finger! However, that's just what you're missing - the ring! You don't have a huge budget though, so you need to find a cheap engagement ring ? but is this even a possibility?

First off, I hate to use the word "cheap" in the same sentence as "diamond ring". Why don't we instead say affordable engagement ring ? sounds a lot better in my opinion!

Ok, step one is to set a budget. Decide how much you want to spend on your engagement ring. And please be realistic - don't say $56. Not gonna happen.

You'll either have to tap into your savings to pay for this purchase or save up for an engagement ring. Don't make the mistake of spending too little - this is one of the most important purchases you'll ever make.

Traditionally, about two month's salary should be spent on an engagement ring. However, this may not be possible for you; you may have a lot of other expenses to handle.

That's fine - don't worry about it. You can find gorgeous rings at affordable prices. It's all about getting the most for your money.

Typically, you should be prepared to spend at least $1,000 on an engagement ring. This is something she'll wear forever and is a symbol of your commitment to her. You might have to make some sacrifices to buy this ring. As far as diamond engagement rings go, $1,000 is a low price tag. However, you can make even one thousand dollars go a longer way than you may think if you know what to look for.

You can go to my website to read my Diamond Buying Guide. This guide will give you a lot of great information on buying the best engagement ring while staying within your budget. My guide helps you to get the most diamond for your money.

The first thing you should do is to look for a simple setting. Go with 14 carat yellow or white gold here. If you're on a budget, you don't need to spend the extra money on platinum or 18 carat gold. The bulk of your budget should go towards the diamond, not the setting.

As far as the diamond goes, you want to get the largest diamond possible. While diamonds are graded on many different criteria, you can get an idea of which factors to look for in my Diamond Buying Guide. This information can help you avoid spending too much money for too little diamond.

You can find the perfect ring for that perfect girl without going broke. Remember, an affordable engagement ring is what you're looking for - never tell her it's a "cheap" engagement ring! Happy hunting!

If you're intimidated by the process of engagement ring shopping, you're not alone. Most of us are worried about this large, important purchase. However, there are some ways you can save a lot of money and make the whole process much simpler.

Everyone wants the biggest diamond possible - bigger is considered better. This is one of the things that stresses us out so much. No one wants to pay a lot, but a bigger diamond is the goal.

Fortunately, there's some good news. You can find a larger diamond for a much smaller cost than you'd think. Just shop smart and learn about how diamonds are priced.

Here's an example to show you what we mean.

Every diamond out there has been graded according to four major characteristics. These are carat, clarity, cut and color. We'll take a look at color to show you more.

Diamond color is graded on a scale from D to Z, with D being the best quality. Determining a diamond's color is done under high magnification in a lab.

What's the catch? Diamonds that are D grade won't look differently from one that's four grades lower in quality - an H.

There's no difference at all between the two to the naked eye. Unless you look at both diamonds side by side on a white background, under magnification, you'll never see any difference at all. Even trained eyes can have a hard time telling the difference between I and D diamonds, though there's a little visible decrease in color quality if you know what to look for.

The point here is that no one should ever pay more for a higher grade diamond if they can't see the difference between it and one that's supposedly lower in quality. Leave the finest diamonds for the very rich - after all, the difference can only be seen with a microscope!

The price difference between the two ranges is enormous. You could pay thousands of dollars more for a D grade diamond. Most jewelry stores encourage buyers to choose the highest grades, of course. Most people fall into this scheme, and pay a lot more than they need to.

That's just one example of ways to save money on an engagement ring. Picking a diamond that has a lower color grading but doesn't look different to the naked eye will allow you to buy a much bigger diamond for the same amount of money. Learn about diamonds and how to buy, and you'll get a good deal.

For numerous folks, shopping for an engagement ring is a daunting experience. They are shopping for a diamond for the first time and they are wondering what to look for. I'm here to help! As odd as it may sound, shopping for an engagement ring should be enjoyable. We will explore the first 3 things you need to decide on. Once you know these 3 things you will be able to focus on the most important area of the ring - the diamond!

Decide on a Budget

My clients are always recommended to do this first. You want to decide what price you can pay and stick to it. There is no "set in stone" rule about how much you need to spend, although many people recommend spending the equivalent of 2 months salary for the ring.

Please be wise and don't overspend - stay within your budget. I know friends who got too big of loans to purchase a ring and they are still paying for it years after the fact. It is ridiculous to put yourself into financial difficulties. You can always upgrade her ring later after your finances are more stable if you are unable to get the right stone size now. A number of factors go into figuring your budget but you do need to be prepared to pay a good chunk. The smile that the ring will put on her face will make the expense of the diamond well worth it and remember - she will wear it forever.

Choose the Preference of Metal for the Band

White gold, yellow gold, and platinum are the 3 main choices for bands. Pay attention to what type of jewelry she owns now. If she owns or wears mostly yellow gold the choice is easy. If she wears white gold or silver than you need to choose either platinum or white gold. The cost of platinum is 3 times that of gold. Platinum is the most durable of the metals. That makes it an attractive choice for people who think about passing it down through the years to family. There is not much maintenance to platinum other than having it polished once in awhile to keep it from having a matte look.

White gold is cheaper and a bit more shiny than platinum. It will damage a bit easier but not enough to worry about. You may have to have it replated once every year or so. White gold is not actually white; it is actually gold combined with different metals that give it a look of white. Rhodium is used to plate it with to take the yellow tinge away. If this plating comes off you will start seeing the yellow tinge return. Replating is not very expensive just remember this will need to be done.

It's not a bad idea to go and have a look at how both white gold and platinum look. Some don't like the way platinum looks and vice versa. It will help you out as you make this decision.

3) Choose the setting

The setting is the basic style of the ring itself. Does it have one diamond? Are there several diamonds on the ring? This is determined by the setting you choose for your engagement ring. You have three main choices to chose from. A solitaire engagement ring is the simplest but also the most popular. It is one single diamond mounted on a band. This is the perfect way to show off a diamond. A three stone engagement ring has one center diamond, and two smaller diamonds beside it - one on each side. These side diamonds are usually about 30-60% of the size of the center diamond.

A diamond engagement ring with side stones has one main center diamond and then several small diamond on both sides. These diamonds are usually very small so they don't cost an arm and a leg. If you aren't sure what she would prefer, try to find out. The best way is to have one of her friends (that you trust!) ask her and then let you know. Girls talk about jewelry so she won't automatically suspect anything. You will feel a lot better knowing you got her the right one.

When you have done these 3 steps, you can then have some fun picking out the diamond! She will be wearing the diamond for life so be sure you concentrate on picking out a diamond that is stunning! I love watching my wife receive compliments on hers. Shows me that I did my job right!

So you are ready to propose - you have a great proposal idea in your head, you know exactly what you are going to say and you can't wait to put a ring on her finger. There's just one problem - you don't have the ring! Money's tight though, so you want to find a cheap engagement ring - is it possible?

Personally I don't like to use the word cheap when talking about an engagement ring. Instead, I like to say affordable engagement ring. Sounds a lot better doesn't it?

Budget is the first consideration when you're working with a tight budget. Figure out how much you can afford to spend on an engagement ring. Be realistic here; it is going to be a significant expense.

An engagement ring is going to set you back a few bucks. You will probably have to save up for a bit or tap into existing savings. It's a big purchase - and an extremely important one.

Generally, people budget about two month's salary for an engagement ring. This may not be possible in your case - don't worry if you're in that boat. Like all of us, you have a lot of bills to pay. Not everyone can afford to pay two month's salary for an engagement ring.

If you can't afford two month's salary for an engagement ring, don't worry. It is possible to find a beautiful diamond engagement ring which does fit into your budget. The important thing is to make the most of your budget.

My suggestion is to have at least $1000 to spend though. Remember that this is a ring she will wear forever. It is a sign of your committment and love for her - buying it should involve some form of sacrifice. Obviously $1000 is well below the average amount spent, but it can actually take a long ways if you know what to look for.

You can go to my website to read my Diamond Buying Guide. This guide will give you a lot of great information on buying the best engagement ring while staying within your budget. My guide helps you to get the most diamond for your money.

First off, go for a very simple setting. And stick with 14K white or yellow gold. There is no need to spend the extra on 18K or platinum. You want the majority of your budget to go towards the diamond.

For the diamond, the key is getting the biggest size rock for your pricerange. Diamonds are graded in a number of different categories - the diamond guide I put together shows you exactly what combination to go for when you're on a budget. Without this information you will either waste a bunch of cash or get a low quality diamond.

You can find the perfect ring for that perfect girl without going broke. Remember, an affordable engagement ring is what you're looking for - never tell her it's a "cheap" engagement ring! Happy hunting!